Within all the states in the United States, there are numerous individuals with numerous needs.
To cater for the needs of the individuals in these distinct states, various organizations would create branches across all states so every sect is covered. However, some of these organizations are not evenly spread. The reason is that regardless of how many branches these companies have, their focal point is usually where their headquarter is located. Regardless, the aim is usually to provide quality services to their clients and cater for their stakeholders.
When it comes to health insurance as well, the same applies. Health insurance ranks high as a basic necessity. As such, various large organizations are unevenly spread across certain states. It is unlikely to travel far and wide to get a health insurance, hence, you need to find those situated close to you. If you reside in California or would be relocating there, there are many options for you to choose from. Even when they are not headquartered in California, they have a very large presence in the state. Here are some of the best health insurance California has to offer.
Blue Shield of California
One of the best health insurance California has to offer is none other than the acclaimed Blue Shield of California. Blue Shield of California is a health plan provider that was founded in 1939 and is currently based in San Francisco, California. They have a foundation that is committed to ending domestic violence and ensuring low-income residents have access to healthcare. Blue Shield of California serves over 4 million health plan members and nearly 65,000 physicians across the state, and still have the capacity to cater for even more.
They have certain features that are peculiar and unique to only them, as well as a range of services you can only enjoy from them. First, they offer health, dental, vision and life insurance plans. Next, they have Medicare plans designed to meet the health and financial needs of all their clients. They also offer plans, comprehensive benefits and provide access to some of the largest doctor networks in the state. With their fully automated website, you can get personalised quotes that are affordable and enjoy their standard customer service.
Anthem Blue Cross of California
Another great provider of health insurance California has at its disposal is Anthem Blue Cross. Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association. If you reside in California, you can head on to their website and get a quote as well. You are given the opportunity to choose from a variety of group medical, dental and vision insurance plans to meet your small business needs, family, and individual needs.
Anthem also lets you choose from quality doctors and hospitals as a part of your plan. They offer a wide range of generic and brand name drugs, home delivery, and more. To top it all, you can manage all your health insurance activities from the comfort of your homes. You get to pay monthly premiums, manage claims, and view benefits all from your online account without stress. Their most popular plan types in California are HMOs and PPOs. They also have Medicare plans as well.
Oscar Health Plan of California
Oscar Health Insurance is a health insurance company that was founded in 2012 and initially headquartered in New York City. Oscar today, sells individual health insurance plans, both directly and through health insurance marketplaces. For 2016 and the next few years to come, they will serve select areas in New York, New Jersey, California, and Texas.
Since they have a large presence in California, they fit the line-up of great health insurance California has to offer its citizens. To make life easier for their clients, they have an “Oscar” app that offers ease of access to them. So when there is an emergency, you simply open up the app and request a call from a doctor. They assure you that you would get a call back in about 10 minutes. Some features include: affordable copays for most routine care, expert guidance from doctors, nurses, and care guides, Quality care, and many more. All within California.
Kaiser Permanente is an integrated managed care consortium, based in Oakland, California, United States, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney Garfield. It also poses as one of the best health insurance California has to offer you. Kaiser Foundation Health Plans, Inc., received the highest numerical score among commercial health plans in California, Colorado, and the South Atlantic, Mid-Atlantic, and Northwest regions in the J.D. Power 2016 Member Health Plan Study so you know you are in good hands.
They also have services and features that are peculiar to them. They specialize in caring for pregnant women, moms and their babies and many more. To ensure quality of service, they are building a dynamic medical school for 21st century care that opens in 2019. Presently, they assure that you can find top-notch Kaiser Permanente doctors at world-class facilities near you.
A. Care Health Plan
The Local Initiative Health Authority of Los Angeles County, doing business as L.A. Care Health Plan, is an independent, local public agency based in Los Angeles, California, that began operations as a licensed health plan in 1997. Being the nation’s largest publicly-operated health plan, and serving more than 2 million enrolled members; they certainly fit the list of best health insurance California has in its arena. They have been accredited by the National Committee for Quality Assurance.
Today, they serve low-income individuals in Los Angeles County through six health coverage programs including Medi-Cal, L.A. Care Covered, L.A. Care Covered Direct, L.A. Care’s Healthy Kids, PASC-SEIU Homecare Workers Health Care Plan, and L.A. Care Cal MediConnect Plan. Each of these plans are directed to various sets of people within California and beyond. L.A. Care was created by the state of California to provide health care services for Medi-Cal managed care beneficiaries, uninsured children, and other vulnerable populations in Los Angeles County.